PRIVACY POLICY
Effective Date: May 19, 2026
Michael Garcia Insurance ("Company," "we," "our," or "us") respects your privacy and is committed to protecting the personal information you provide. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, submit a form, request information, or participate in our SMS messaging program ("Program").
By using our website or opting into our SMS Program, you agree to the practices described in this Privacy Policy.
INFORMATION WE COLLECT
We may collect the following categories of information:
Personal Information
• Name
• Mobile phone number
• Email address
• Mailing address (if provided)
• Insurance inquiry information submitted through forms
SMS Program Information
• Mobile phone number
• Message content
• Message delivery status
• Opt-in and opt-out records
• Date, time, and method of consent
Technical Information
• IP address
• Browser type
• Device information
• Website usage information
• Cookies and similar technologies
HOW WE USE YOUR INFORMATION
We may use your information to:
• Provide insurance-related information and services
• Respond to inquiries and customer support requests
• Deliver SMS messages you have consented to receive
• Schedule appointments and consultations
• Send policy updates and service notifications
• Maintain records of consent and communication history
• Improve website functionality and user experience
• Comply with legal and regulatory obligations
• Protect against fraud, abuse, and security threats
SMS COMMUNICATIONS
If you provide your mobile phone number and consent to receive text messages, we may send SMS messages regarding:
• Insurance quotes
• Appointment reminders
• Policy updates
• Customer service communications
• Other information related to your requested services
Message frequency may vary.
Message and data rates may apply.
You may opt out at any time by replying STOP to any message.
For assistance, reply HELP or contact us directly.
Consent to receive SMS messages is not a condition of purchasing any product or service.
COOKIES AND TRACKING TECHNOLOGIES
Our website may use cookies, web beacons, and similar technologies to:
• Maintain website functionality
• Remember user preferences
• Analyze website traffic and performance
• Improve user experience
• Maintain records associated with form submissions and consent
Types of cookies we may use include:
• Essential Cookies
• Analytics Cookies
• Preference Cookies
You may control cookies through your browser settings. Disabling cookies may affect certain website features.
INFORMATION SHARING AND DISCLOSURE
We do not sell, rent, lease, or share your personal information with third parties for their marketing or promotional purposes.
We may share information only in the following limited circumstances:
Service Providers
We may share information with trusted vendors, service providers, and contractors that help us operate our business, including:
• SMS platform providers
• Telecommunications carriers
• Messaging aggregators
• Website hosting providers
• Technology and customer support providers
These parties may access information only as necessary to perform services on our behalf and are required to protect your information.
Legal Requirements
We may disclose information when required by law, regulation, subpoena, court order, governmental request, or other legal process.
Business Protection
We may disclose information when necessary to protect our rights, property, safety, customers, or the public.
SMS CONSENT PROTECTION
Text messaging originator opt-in data and consent will not be shared with any third parties, affiliates, partners, or joint ventures for marketing or promotional purposes.
Text messaging originator opt-in data and consent may only be shared with messaging providers, mobile carriers, and vendors necessary to deliver SMS communications.
DATA SECURITY
We maintain reasonable administrative, technical, and physical safeguards designed to protect personal information from unauthorized access, use, disclosure, alteration, or destruction.
Security measures may include:
• Secure data transmission
• Access controls and authentication procedures
• Monitoring and security reviews
• Secure storage of consent records
While we strive to protect your information, no method of transmission or storage can be guaranteed to be completely secure.
DATA RETENTION
We retain personal information only for as long as necessary to:
• Provide requested services
• Maintain business records
• Comply with legal obligations
• Resolve disputes
• Enforce agreements
SMS consent records may be retained as required by applicable laws, carrier requirements, and industry compliance standards.
YOUR PRIVACY RIGHTS
Depending on your state of residence, you may have rights regarding your personal information, including:
• Access to personal information
• Correction of inaccurate information
• Deletion of personal information, subject to legal exceptions
• Withdrawal of consent where applicable
• Opt-out of SMS communications
To exercise any applicable rights, contact us using the information provided below.
CHILDREN'S PRIVACY
Our services are intended for individuals who are at least 18 years of age.
We do not knowingly collect personal information from children under 18. If we become aware that such information has been collected, we will take reasonable steps to delete it.
CHANGES TO THIS PRIVACY POLICY
We may update this Privacy Policy from time to time.
Any updates will be posted on this page with a revised Effective Date.
Where required by law or industry regulations, we may provide additional notice regarding material changes.
Continued use of our services after updates become effective constitutes acceptance of the revised Privacy Policy.
CONTACT INFORMATION
Michael Garcia Insurance
Phone: +1 (469) 390-2228
Address:
7300 Heirloom Drive
Fort Worth, TX 76134
United States